Glossary

The primary federal law that governs the preparation, dissemination, and use of background reports for employment purposes.

Divorce; child support; personal protection order cases.

Fair Credit Reporting Act. Requires that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information.

Claims against the Government (copy right, civil rights, government employees)

The courts of the United States.

The government agency responsible for the administration of the FCRA. This agency has issued many non-binding opinions interpreting the FCRA

Describing an offense that is done with malicious, villainous criminal intent. IE. Felonious assault.

High Crimes, punishable by imprisonment for more than one year or by death.

(Fraudulent Conversion) Similar to embezzlement or theft. An example of felony conversion is if someone sold goods for a company, and kept the money instead of turning it in to the company (North Carolina).

Cases that are either archived or destroyed. Cases that are archived may required ordering and additional charges.

Referring to the document and the process when a negative Employment decision is made, the applicant/employee receives notice of the decision. Another name for “Final Adverse Action” is “Second Notice.”

Entering or taking possession of property with force, threats or menacing conduct.

A broad term used to cover all kinds of acts. Generally, fraud is the commission of an act with the goal to benefit or gain advantage at another's expense. A purposeful misrepresentation with the intent to deceive.